Terms of Use
Last updated: May 26, 2024
Please read these Terms of Use carefully before using the services provided by Torbaneku. By accessing or using our website and services, you agree to be bound by these terms.
Acceptance of Terms
By accessing and using this website, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these terms, please do not use this website or our services.
Description of Service
Torbaneku provides online group services focused on financial system audit and testing, including masterclasses, collaborative workshops, and professional facilitation services. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.
User Accounts and Registration
To access certain features of our services, you may be required to create an account. You agree to:
- Provide accurate, current, and complete information during registration
- Maintain and promptly update your account information
- Maintain the security of your password and account
- Notify us immediately of any unauthorized use of your account
- Accept responsibility for all activities that occur under your account
We reserve the right to suspend or terminate accounts that violate these terms or are inactive for extended periods.
User Conduct and Responsibilities
When using our services, you agree not to:
- Violate any applicable laws or regulations
- Infringe upon the rights of others, including intellectual property rights
- Transmit any harmful, threatening, abusive, or offensive content
- Attempt to gain unauthorized access to our systems or networks
- Interfere with or disrupt the services or servers
- Use automated systems to access the services without permission
- Impersonate any person or entity or misrepresent your affiliation
- Collect or store personal data about other users without consent
Intellectual Property Rights
All content, materials, and features available through our services, including but not limited to text, graphics, logos, images, software, and documentation, are the property of Torbaneku or its licensors and are protected by copyright, trademark, and other intellectual property laws.
You may not copy, modify, distribute, sell, or lease any part of our services or included content without our express written permission.
User-Generated Content
By submitting content to our services, you grant Torbaneku a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display such content in connection with providing our services. You retain ownership of your content and are responsible for ensuring you have the necessary rights to share it.
Payment and Billing
Certain services may require payment. By purchasing services, you agree to:
- Provide current, complete, and accurate payment information
- Pay all charges incurred at the prices in effect when such charges are incurred
- Pay any applicable taxes
All fees are non-refundable unless otherwise stated in writing or required by applicable law. We reserve the right to modify our pricing at any time with reasonable notice.
Cancellation and Refunds
You may cancel your subscription or service at any time through your account settings. Cancellations will take effect at the end of the current billing period. Refunds are issued at our sole discretion and are subject to our refund policy, which may vary by service type.
Privacy and Data Protection
Your use of our services is also governed by our Privacy Policy. By using our services, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.
Third-Party Links and Services
Our services may contain links to third-party websites or services that are not owned or controlled by Torbaneku. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Torbaneku shall not be liable for any damage or loss caused by your use of any third-party content or services.
Disclaimers and Limitation of Liability
Service Availability
Our services are provided on an as-is and as-available basis. We do not guarantee that our services will be uninterrupted, secure, or error-free. We reserve the right to modify, suspend, or discontinue services at any time without liability.
No Warranties
To the fullest extent permitted by law, Torbaneku disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our services will meet your requirements or that any errors will be corrected.
Limitation of Liability
In no event shall Torbaneku, its directors, employees, partners, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use our services
- Any conduct or content of any third party on the services
- Any content obtained from the services
- Unauthorized access, use, or alteration of your transmissions or content
Our total liability for any claims arising from or related to these terms or our services shall not exceed the amount you paid to us in the twelve months preceding the claim.
Indemnification
You agree to indemnify, defend, and hold harmless Torbaneku and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with:
- Your access to or use of our services
- Your violation of these terms
- Your violation of any third-party rights
- Your conduct in connection with the services
Modifications to Terms
We reserve the right to modify these Terms of Use at any time. We will notify users of material changes by posting the updated terms on our website and updating the last modified date. Your continued use of our services after such modifications constitutes your acceptance of the updated terms.
Termination
We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including but not limited to breach of these terms. Upon termination, your right to use the services will immediately cease.
All provisions of these terms which by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
Governing Law and Dispute Resolution
These terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions. Any disputes arising from these terms or your use of our services shall be resolved through good faith negotiations. If negotiations fail, disputes may be subject to binding arbitration or court proceedings as determined by applicable law.
Severability
If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these terms shall otherwise remain in full force and effect.
Entire Agreement
These Terms of Use, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and Torbaneku regarding your use of our services.
Contact Information
If you have any questions about these Terms of Use, please contact us:
Torbaneku
1301 Railway St, Kenora, ON P9N 3X3, Canada
Email: [email protected]
Phone: +17809295445
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.